| Your Agreement to Terms of Use 
              The following is a Terms of Use Agreement ("Agreement") which sets forth
              the legally binding terms of the Department-Online.com web site ("Website").
              By using or visiting this Website, you expressly agree to be bound by these terms
              and conditions and the terms and conditions of Department-Online.com Privacy Notice
              and Copyright Notice which are incorporated by reference herein, and to follow all
              applicable laws and regulations governing the Website. If you violate these
              Terms, Department-Online.com may terminate your use of the Website, bar you from future
              use of the Website, or take appropriate action against you as allowed by law. If
              you do not agree to any of these terms, then please discontinue use of the Department-Online.com
              Website. These Terms of Service apply to all users of the Department-Online.com
              Website, including users who are also contributors of video content, information,
              and other materials or services on the Website.
             EligibilityYou affirm that you are either more than 18 years of age, or an emancipated minor,
              or possess legal parental or guardian consent, and are fully able and competent
              to enter into the terms, conditions, obligations, affirmations, representations,
              and warranties set forth in these Terms of Service, and to abide by and comply with
              these Terms of Service.  In any case, you affirm that you are over the age
              of 18, as the Department-Online.com Website is not intended for minors under 18. If
              you are under 18 years of age, then please do not use the Department-Online.com Website.
              Talk to your parents about what sites are appropriate for you.
 Proprietary Rights 1.  Department-Online.com ContentThe content on the Department-Online.com Website, except all User Submissions (as defined
              below), including without limitation, the data, text, software, scripts, graphics, photos,
              sounds, videos, interactive features and the like ("Content")
              and the trademarks, service marks and logos contained therein ("Marks"),
              are owned by or licensed to Department-Online.com, subject to copyright and other intellectual
              property rights under United States and foreign laws and international conventions.
               Content on the Website is provided to you AS IS for your information and personal
              use only and may not be used, copied, reproduced, distributed, transmitted, broadcast,
              displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever
              without the prior written consent of the respective owners.
 
              Department-Online.com reserves all rights not expressly granted in and to the Website.         
              You agree to not engage in the use, copying, or distribution of any of the Content
              other than expressly permitted herein, including any use, copying, or distribution
              of User Submissions of third parties obtained through the Website for any commercial
              purposes.  If you download or print a copy of the Content for personal use,
              you must retain all copyright and other proprietary notices contained therein.  You
              agree not to circumvent, disable or otherwise interfere with security related features
              of the Department-Online.com Website or features that prevent or restrict use or copying
              of any Content or enforce limitations on use of the Department-Online.com Website or
              the Content therein.
 2.  User Content 
              The Department-Online.com Website permits the entry of data or other communications
              submitted by you and other users ("User Submissions") and the hosting,
              sharing, and/or publishing of such data.  You understand that whether
              or not such data are published, Department-Online.com does not guarantee
              any confidentiality with respect to any submissions.
             c) License 
              Further, by posting or submitting content to these Sites, you grant Department-Online.com
              and its subsidiaries, affiliates and licensees the right to use, copy, reproduce,
              display, perform, adapt, modify, publish, transmit, distribute, have distributed,
              and promote the content, or any part thereof, in any and all formats now known or
              hereinafter used, on a world-wide basis, and waive any moral rights therein. Department-Online.com
              shall be free to use such content, including ideas, concepts, know-how or techniques
              contained in such content for any reason whatsoever. You warrant and represent that
              you own or otherwise control all of the rights in and to the content and that public
              posting and use of your content by Department-Online.com will not infringe or violate
              the rights of any third party.
             Warranty Disclaimer 
              Department-Online.com is not responsible for any incorrect or inaccurate Content posted
              the Department-Online.com Website or in connection with the Department-Online.com Website,
              whether caused by Users of the Department-Online.com Website or by any of the equipment
              or programming associated with or utilized in the Department-Online.com Website. 
              Profiles created and posted by users of the Department-Online.com Website may contain
              links to other websites.  Department-Online.com is not responsible for the content
              accuracy or opinions Expressed on such websites, and such websites are in no way
              investigated, monitored or checked for accuracy or completeness by Department-Online.com. 
              inclusion of any linked website on the Department-Online.com Website does not imply
              approval or endorsement of the linked website by Department-Online.com.  When you
              access these third-party sites, you do so at your own risk.  Department-Online.com
              Website is provided "AS-IS" and as available and Department-Online.com expressly
              disclaims any warranty of fitness for a particular purpose or non-infringement. 
             Limitation of LiabilityIN NO EVENT SHALL Department-Online.com, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS,
              BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL,
              PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFIT DAMAGES, WHATSOEVER RESULTING
              FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY
              OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND
              USE OF OUR WEBSITE, (Ill) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS
              AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN,
              (IV) ANY INTERRUPTION OR CESSATION OF trANSMISSION TO OR FROM OUR WEBSITE, (IV)
              ANY BUGS, VIRUSES, trOJAN HORSES, OR THE LIKE, WHICH MAY BE trANSMITTED TO OR THROUGH
              OUR WEBSITE BY ANY THIRD PARTY, AND/OR (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT
              OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT Department-Online.com
 OF YOUR USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE
              VIA THE Department-Online.com WEBSITE, WHETHER BASED ON WARRANTY, CONtrACT, TORT, OR
              ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY
              OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST
              EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.  YOU SPECIFICALLY ACKNOWLEDGE
              THAT Department-Online.com SHALL NOT BE LIABLE FOR USER SUBMISSIONS OR THE DEFAMATORY,
              OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE
              FROM THE FOREGOING RESTS ENTIRELY WITH YOU.
 IndemnityYou agree to defend, indemnify and hold harmless Department-Online.com, officers, directors,
              employees and agents, from and against any and all claims, damages, obligations,
              losses, liabilities, costs or debt, and expenses (including but not limited to attorney's
              fees) arising from: (I) your use of and access to the Department-Online.com Website;
              (ii) your violation of any term of these Terms of Service; (iii) your violation
              of any third party right, including without limitation any copyright, property,
              or privacy right; or (iv) any claim that one of your User Submissions caused damage
              to a third party. This defense and indemnification obligation will survive these
              Terms of Service and your use of the Department-Online.com Website.
 DisputesIn the event there is any dispute about or involving Department-Online.com, you agree
              that the dispute shall be governed by the laws of the State of Ohio, USA, without
              regard to exclusive personal jurisdiction and venue in the state and federal courts
              of the United States located in the State of Ohio.  Either you or Department-Online.com
              may demand that any dispute between Department-Online.com and you about or involving
              the Department-Online.com Website must be settled in arbitration utilizing the dispute
              resolution procedures of the American Arbitration Association (AAA) in Cleveland,
              Ohio, USA, provided that the foregoing shall not prevent Department-Online.com from
              seeking injunctive relief in a court of competent jurisdiction.
 
 AssignmentThese Terms of Service, and any rights and licenses granted hereunder, may not be
              transferred or assigned by you, but may be assigned by Department-Online.com without
              restriction.
 NewsletterBy joining Department-Online.com, you agree to recieve the email newsletter. The newsletter
              provides up to date news for Department-Online.com, and sponsors for the site. You will have the right to opt out of the newsletter.
              To opt out of the newsletter, you will find a link at the bottom of the newsletter
              page.
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